Savings APY 4.35%
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Account Types

Find the account that matches your tide.

Personal Accounts

Six accounts, built for six different journeys

Every account includes a free mobile app, a debit card and zero hidden monthly fees below the listed minimum balance.

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Personal

Everyday Savings

Our most popular account — a strong rate with instant access to your money.

  • No monthly fee
  • Instant mobile transfers
  • Free debit card
From $0 opening4.35% APY
Open Account
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Personal

Current Account

Built for daily spending — unlimited transactions and a linked wallet.

  • Unlimited transfers
  • Mobile money linked
  • Overdraft eligible
From $25 opening0.25% APY
Open Account
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Personal

Fixed Deposit

Lock in a rate for 3, 6 or 12 months and watch it grow undisturbed.

  • Rate locked at opening
  • 3–36 month terms
  • Auto-renewal option
From $500 openingUp to 6.10% APY
Open Account
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Student

Student Account

Zero fees for full-time students, with budgeting tools built in.

  • No account fees while enrolled
  • Spending insights in-app
  • Parent view-only access (optional)
From $0 opening3.80% APY
Open Account
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Business

Business Growth Account

Invoicing, payroll and multi-user access with a dedicated manager.

  • Multi-user permissions
  • Payroll & invoicing tools
  • Dedicated relationship manager
From $100 opening1.10% APY
Open Account
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Diaspora

International / Diaspora Account

Open remotely and send money home with low, transparent transfer fees.

  • Remote account opening
  • Multi-currency holding
  • Low-fee international transfers
From $50 opening2.40% APY
Open Account
Side by Side

Compare accounts at a glance

Account Min. Opening Rate (APY) Monthly Fee Free Transfers Debit Card
Everyday Savings$04.35%$0UnlimitedFree
Current Account$250.25%$0UnlimitedFree
Fixed Deposit$500up to 6.10%$0N/AN/A
Student Account$03.80%$0 while enrolledUnlimitedFree
Business Growth$1001.10%$8200 / month2 free cards
Diaspora Account$502.40%$0UnlimitedFree

Rates shown are indicative annual percentage yields and may change. Speak with an advisor for current terms before opening an account.

Not sure which one fits?

Talk it through with a real advisor first.

No pressure, no sales script — just help picking the right account for your situation.